7 Financial Technology Solutions to Know For 2022

7 Financial Technology Solutions to Know For 2022

By Tom Anderson, CEO

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Financial Technology, or "FinTech," companies have burst onto the scene this millennium. What is FinTech and how can it help you knock out important financial tasks? Of course you no longer pay commissions, but you may be surprised by how much else is getting disrupted.

I am the CEO of Anasova, the company behind FreeFinancialPlan.com. Our team has spent hundreds of hours researching best-in-class solutions for our thousands of users. To get personalized suggestions, I would encourage you to build a financial plan. It is fast, free, and totally anonymous.

But, if you are looking for a few quick and innovative ideas, here are the standout FinTech offerings you should know for 2022.

 

Refinance your debt
If you are borrowing any money at a rate over 8% (credit card debt, personal loans), you should check out Upgrade. Checking your rate is free and won't impact your credit score. It only takes a few minutes and could save you thousands. If your rate is lower, you save money. It's that simple. Check your rate here.

Many people have already locked in low rates on their mortgage and student loans. If you haven't, it's not too late. Visit: Loan Depot for mortgages and Lendkey for student debt.

 

Monitor your accounts
Use Personal Capital, the "Best App for Investors according to CNBC Select 2021" to see all your accounts in one place. The detailed monitoring will help protect you from fraud, monitor expenses, and do a deep dive analysis on your future. The best part? It’s free.

 

Earn Bitcoin risk free
Curious about Bitcoin but don't know how to try it? BlockFi offers a risk-free way to get started with a Bitcoin rewards credit card. Want to compare cards? Try Upgrade.

 

Get a will

Having a will is essential, but it used to be hard to do (and $$). Fortunately, getting a will has never been easier. With Trust and Will you can get a will in minutes from your laptop.

 

Get free credit monitoring
The big question is who isn't monitoring their credit in 2022? Millions of people use Credit Karma to monitor for fraud and get access to more products and services.

 

Transform how you borrow
Did you know you can borrow for most anything at rates under 3%, with no required monthly payment? $40,000 car x 3% = $100 / month. No required payment. Of course there are many risks and details and it works for investors with more than $100,000, but it is powerful. Learn more in your free financial plan or visit M1 Finance.

 

Automate your credit card payoff
Make juggling payment dates a thing of the past. Tally focuses on credit card debt, offering eligible users a credit line to pay down high-interest rate cards, on autopay, so you can start saving on interest right away. Prefer an alternative? Try Bright.

 

Try one of these innovative solutions, save money, earn money, and automate your life.

Get ideas customized to you in your free financial plan.


 
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Base Terms, Conditions, and Disclosures: Our Terms of Use (accessible at the top and bottom of the page) includes our Advertiser Disclosure and details on how we make money. By using our site you agree to be bound by these Terms of Use. © Anasova 2021. All rights reserved.
Additional Terms & Conditions : This site is for education purposes. This site does not contain personalized advice. This site lacks sufficient detail and disclaimers for you to make any actionable decisions. You will use the information for thoughtful conversation with your advisors to determine how these ideas may or may not relate to your unique situation, personal needs, goals and risk tolerance. You agree you are using this site at your own risk. The ideas in this site are meant to go together. You can't pick and choose concepts without materially changing, disrupting or destroying the overall ideas. All figures and rates hypothetical and subject to change without notice. Past performance does not guarantee future results. All strategies have risks. These risks are not fully disclosed on this site. You must evaluate these risks with your professional advisors.