What Is Open Source Financial Planning?

Open Source Financial Planning is Changing the Future (and Face) of Finance

The term “open source” was coined by the software industry. The phrase was originally used to describe software code that was designed to be shared publicly. It could be viewed, modified, and distributed by anyone.

This decentralized and collaborative approach to problem solving allowed communities, rather than a single person or company, to build a better mousetrap. This resulted in cheaper, longer-lasting, and more flexible software programs.

Today, the concept of open source production reaches far beyond software. “Open Source” is a movement, and it has finally reached one of the last remaining industries to be disrupted by its powerful, decentralized nature: Personal Financial Planning.

I am Ana, your guide to open source financial planning.


Breaking Bias

For centuries, the financial system has largely been a mystery to the average consumer. In order to gain access to rates, an individual had to first connect with a banker, advisor, or agent who would match them to the right product.

The major downfall of this process wasn’t always obvious to the consumer, but is now clear:

When bankers and advisors are compensated for managing money through certain products, a natural bias is built-in to their recommendations.

Most bankers, advisors, and insurance agents are not compensated for their time. Instead, they are only compensated if you take certain actions. These actions may not result in the consumer getting the best solution possible.

This process has led to many consumers being discouraged and jaded with the financial system as it stands today.

This is not to say that bankers and advisors themselves are “bad”. Rather, the system that they work within constrains their advice and creates bad incentives.

Open source financial platforms aim to turn the old, outdated approach to financial planning on it’s head.


How Open Source Financial Planning Works

It is simple: you separate advice from products. Doesn’t this approach sound more logical?

An open source financial platform allows consumers to browse financial services in the same way they shop for a gift on Amazon, or choose a show to binge watch on Netflix. It gives consumers an independent guide and the opportunity to engage, if interested.

To accomplish this feat, Anasova relies on my Artificial Intelligence (AI) to guide consumers through a series of questions to find what they need with a 100% independent, unbiased perspective.

As an open source platform, Anasova provides insight to financial products across a range of related industries: banking, credit cards, insurance, investments, loans, cybersecurity and legal advice.

I don't sell any products. I just provide guidance. In your report you will find advertisements. These advertisements are designed to be helpful as they are geared to you and your unique situation.

Most of my plans and resources are free and completely anonymous. There is no email address or other identifying information required to build mini plans.

Related Article: Should You Trust AI with Your Financial Future?


Making the Human Connection

Open source planning is only the stepping stone to building a complete financial plan. Along with my recommendations, you are given options to connect with subject matter experts across a wide variety of areas, often times for free.

You can get the advice you need. Only pay for what you need, when you need it.


How to Get Your Open Source Financial Plan

Whether you need a financial check-up, want to ask a question, or connect with an expert, all things are possible with an open source financial plan.

If you are ready to build your free & anonymous financial plan, start here


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