DIY Retirement Calculator
No login, no email, no data collected. For people who want the math, not a conversation.
No login, no email, no data collected. For people who want the math, not a conversation.
5–10 minutes. Get a PDF, calculator, scenarios + access to a conversational AI. Email required. No login. High-level info only.
Skip the tools. Connect to one advisor at one firm. Complimentary consultation.
After building your free plan, you’ll get access to a fully conversational AI—powered by ChatGPT. It learns from your plan just like a real advisor, then adjusts to your level of knowledge to help you explore what matters most. Ask questions in plain language, in dozens of languages. The AI can prompt you with questions, guide you through key decisions, and help you think through retirement, budgeting, debt, and more.
People say it’s better than what they got from their advisor. Others call it revolutionary. Many wish they had it years ago. About 5% don't like it at all — and that’s okay.
This is the best financial advice I've ever gotten. I get extreme anxiety when I talk about any problem that I have, especially money. I would also be embarrassed to have my situation scrutinized by somebody else. I feel like I have a solid starting point and good direction. - Sylvia
If your advisor isn’t delivering comprehensive advice, you’re swimming with one arm. Discover a smarter, more efficient way to build wealth and retire. Our financial plan optimizes both assets and debts—working together to achieve your goals. Most plans ignore this. They shouldn’t.
Clear up the simple things that make a big difference. Our algorithm compares you to peers who report low financial stress and gives you a customized checklist to close the gap—fast.
Discover outcome-based planning. Instead of guessing how much risk you can handle, solve directly for your retirement goals—at 99.99685% confidence or higher. Know exactly what it takes to succeed.
See how your money could be doing more—for you, your family, or the causes you support. It’s about alignment, clarity, and the highest chance of success with the least amount of risk.
We offer a marketplace where companies bid to present personalized solutions based on your plan. You have the option—but not the obligation—to connect with a financial advisor. Whether or not you engage, you’ll always have access to our free AI tools for retirement planning, budgeting, and debt strategy. We prioritize quality over spam, keep your information secure, and let you stay in full control.*
See why we have 35,000+ 5-Star reviews. Build your free financial plan in minutes. The smarter your inputs, the smarter your personal financial planning GPT.